Monday, June 30, 2014

TODAY'S PHILOSOPHICAL OBSERVATION BY MAXINE

HOW OFTEN HAVE YOU WANTED TO SAY THIS TO THE PERSON YOU'RE TALKING TO?

5 STATES THAT WILL TAKE THE MOST OF YOUR PAYCHECK IN INCOME TAXES

This makes me glad I live in Tennessee:
 

5 States that Will Take the Most of Your Paycheck in Income Taxes

By Caroline Zaayer Kaufman
Monster Contributing Writer
If you’re planning a move to another state for work it might be wise to consider what you’ll pay in property tax, sales tax and, of course, how big of a chunk the state government is going to take out of your paycheck. The federal government will get its share wherever you go, but states can vary widely in how much they collect from your income, so state taxes should be a factor you take into consideration as you work to decide if and where to relocate.

While state income tax rates vary by your income bracket and circumstances, there are some states that will certainly take a bigger bite out of your paycheck than others, and seven that levy no income tax at all: Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming.

For income tax collections per capita in 2011, the Tax Foundation reports that New York leads the pack at $1,864 per person. The next four in line are: Connecticut ($1,808), Massachusetts ($1,765), Oregon ($1,425) and Minnesota ($1,404).

Here are the states with the highest top income tax rates and the highest rates for the middle class, according to studies by the Tax Foundation and the Heritage Foundation.

1. California and Oregon

California
Top tax rate: 13.3 percent.
With the highest top income tax rate in the nation, California takes more from its top earners than any other state.

Oregon
Middle class tax rate: 9 percent.
When combined with federal income tax, middle class residents of Oregon can expect to hand over 52.3 percent of their income to the government.

2. Hawaii and Maine

Hawaii
Top tax rate: 11 percent.
Hawaii also holds the second place spot for sales/excise tax collection per capita, taking $2,394 on average.

Maine
Middle class tax rate: 8.5 percent.
Including federal taxes, Maine’s total marginal income tax rate is 51.8 percent.

3. Oregon and Idaho.

Oregon
Top tax rate: 9.9 percent.
Oregon is the only state that lands on the top five lists in all three categories we looked at here: top income tax rates, middle class income tax rates and income tax collection per capita.

Idaho
Middle class tax rate: 7.8 percent.
Idaho ranks twelfth highest among states levying an individual income tax.

4. Iowa and Hawaii

Iowa
Top tax rate: 8.98 percent.
Iowa is the only landlocked state in the top five for highest top income tax rates, and also holds the number one spot for the highest corporate income tax rate at 12 percent.

Hawaii
Middle class tax rate: 7.6 percent.
Hawaii frequently appears on lists of highest-taxing states.

5. New Jersey and Minnesota

New Jersey
Top tax rate: 8.97 percent.
New Jersey is also the state with the highest property taxes in the U.S.

Minnesota
Middle class tax rate: 7.1 percent.
Additionally, Minnesota’s corporate income tax rate is third highest in the nation at 9.8 percent.

Sunday, June 29, 2014

THOUGHT FOR THE DAY - "DOESN'T MAKE MUCH SENSE, DOES IT????"


UNEMPLOYMENT EXPLAINED...BY ABBOTT AND COSTELLO

COSTELLO: I want to talk about the unemployment rate in America. 

ABBOTT: Good Subject. Terrible Times. It's 7.8%. 

COSTELLO: That many people are out of work? 

ABBOTT: No, that's 14.7% 

COSTELLO: You just said 7.8%.

ABBOTT: 7.8% Unemployed. 

COSTELLO: Right 7.8% out of work. 

ABBOTT: No, that's 14.7%. 

COSTELLO: Okay, so it's 14.7% unemployed.

ABBOTT: No, that's 7.8%. 

COSTELLO: WAIT A MINUTE. Is it 7.8% or 14.7%? 

ABBOTT: 7.8% are unemployed. 14.7% are out of work. 

COSTELLO: If you are out of work you are unemployed. 

ABBOTT: No, Congress said you can't count the "Out of Work" as the unemployed. You have to look for work to be unemployed. 

COSTELLO: BUT THEY ARE OUT OF WORK!!! 

ABBOTT: No, you miss his point.

COSTELLO: What point? 

ABBOTT: Someone who doesn't look for work can't be counted with those who look for work. It wouldn't be fair. 

COSTELLO: To whom?

ABBOTT: The unemployed. 

COSTELLO: But ALL of them are out of work. 

ABBOTT: No, the unemployed are actively looking for work. 
Those who are out of work gave up looking and if you give up, you are no longer in the ranks of the unemployed. 

COSTELLO: So if you're off the unemployment rolls that would count as less unemployment? 

ABBOTT: Unemployment would go down. Absolutely!

COSTELLO: The unemployment just goes down because you don't look for work? 

ABBOTT: Absolutely it goes down. That's how they get it to 7.8%. Otherwise it would be 14.7%. Our govt. doesn't want you to read about 14.7% unemployment. 

COSTELLO: That would be tough on those running for reelection. 

ABBOTT: Absolutely! 

COSTELLO: Wait, I got a question for you. That means there are two ways to bring down the unemployment number? 

ABBOTT: Two ways is correct. 

COSTELLO: Unemployment can go down if someone gets a job? 

ABBOTT: Correct. 

COSTELLO: And unemployment can also go down if you stop looking for a job? 

ABBOTT: Bingo.

COSTELLO: So there are two ways to bring unemployment down, and the easier of the two is to have people stop looking for work. 

ABBOTT: Now you're thinking like an Economist. 

COSTELLO: I don't even know what the hell I just said! 

ABBOTT: Now you're thinking like Congress.

Saturday, June 28, 2014

THOUGHT FOR THE DAY!


3D MAMMOGRAMS CAN BETTER DETECT INVASIVE CANCERS, REDUCE CALL-BACK RATES

Dear Readers:

If you or someone you know has been touched by breast cancer, or if there is a history of breast cancer in your family, you will want to know about this new innovation called 3D mammogram. 

According to the article (link below) it reduces the call-back rate, and finds cancers the conventional mammogram missesOf course, being that this is a new invention it will cost more than the regular mammogram. Therefore, insurance providers are not on board with providing this benefit to their members. Please read the article and then contact your insurance provider.


Friday, June 27, 2014

THOUGHT OF THE DAY!


STAYING AT A MOTEL OVER VACATION? DON'T USE THE GLASSES!

Dear Readers:

Being a nurse, I am very aware of good hand washing,  and proper cleaning of glasses, dishes, silverware to prevent the passing on of various diseases.  I came across this video today, and was just appalled by the lackadaisical attitude of some high-end motels/hotels regarding their customers' health and well being. 

This video says it all:
 

Wednesday, June 25, 2014

LAUGH FOR THE DAY!

As one person observed, it must have been really bad if it turned it green!

Monday, June 23, 2014

QUESTION - HOW HEAVY IS A GLASS OF WATER?



A psychologist walked around a room while teaching stress management to an audience. As she raised a glass of water, everyone expected they'd be asked the "half empty or half full" question. Instead, with a smile on her face, she enquired: "How heavy is this glass of water?"

Answers called out ranged from 8 oz. to 20 oz.

She replied, "The absolute weight doesn't matter. It depends on how long I hold it. If I hold it for a minute, it's not a problem. If I hold it for an hour, I'll have an ache in my arm. If I hold it for a day, my arm will feel numb and paralyzed. In each case, the weight of the glass doesn't change, but the longer I hold it, the heavier it becomes." 

She continued, "The stresses and worries in life are like that glass of water. Think about them for a while and nothing happens. Think about them a bit longer and they begin to hurt. And if you think about them all day long, you will feel paralyzed – incapable of doing anything."

Remember to put the glass down.

Please Share

THOUGHT FOR THE DAY


NOTED FEMALE SCIENTIST DIES - HER INVENTION RESPONSIBLE FOR SAVING LIVES OR OUR POLICE AND MILITARY MEN AND WOMEN

Stephanie Kwolek, a pioneering female chemist at DuPont who invented the...
Fox News


TREY GOWDY'S HILARIOUS DREAM ABOUT FELLOW POLITICIANS IN HEAVEN BRINGS DOWN THE HOUSE.

Trey Gowdy's hilarious dream about fellow politicians in heaven brings down the house. 
A joke that starts with three politicians died on the same day and went to Heaven,...


Thursday, June 19, 2014

5 THINGS YOU NEED TO KNOW ABOUT GLUTEN

Dear Readers:

Came across this article today and since I have several friends that are either gluten intolerant or have celiac disease I wanted to share this information.

Here is an excerpt from the article by Cynthia Sass, MPH, RD:
"Unless you’ve been on a media-free diet, you probably saw Jimmy Kimmel Live’s hilarious “What is Gluten?” video, in which none of the gluten avoiders interviewed could explain exactly what gluten is. The truth is, most of my gluten-free clients don’t really know what it is either, but they do know that they feel better when they avoid it.

But there’s a problem: I noticed that some of the things people said in Kimmel’s video, like where they think gluten is found, were just plain incorrect. The video has more than 2 million views, so I thought it would be helpful to provide a primer. Here are five things you should know before starting a gluten-free diet, in order to reap the benefits and avoid the pitfalls."

To read the complete article - click on the link below:
http://www.foxnews.com/health/2014/06/19/5-things-need-to-know-about-gluten/?intcmp=features 

Friday, June 13, 2014

SOMETHING TO SHOW YOUR LOVED ONES

Dear Readers:
This video will only take 1 minute and 24 seconds of your life.  However, it just may save yours or someone you love life. You will know who you need to share it with.  Make sure you expand the video. 

PICTURE OF THE DAY - "ONLY IN TEXAS"

This is a picture of hail that occurred this week just outside of Abilene, TX.

Thursday, June 12, 2014

THOUGHTS FOR THE DAY!


Dear Readers:

I have some wonderful friends, and one of them shared this story.  Thanks, Linda.

 
"I saw this elderly gentleman dining by himself, with an old picture of a lady in front of him. I though maybe I could brighten his day by talking to him. 

As I had assumed, she was his wife. But I didn't expect such an interesting story. They met when they were both 17. They dated briefly, then lost contact when he went to war and her family moved. But he said he thought about her the entire war. After his return, he decided to look for her. He searched for her for 10 years and never dated anyone. People told him he was crazy, to which he replied "I am. Crazy in love". On a trip to California, he went to a barber shop. He told the barber how he had been searching for a girl for ten years. The barber went to his phone and called his daughter in. It was her! She had also been searching for him and never dated either. 

He proposed immediately and they were married for 55 years before her death 5 years ago. He still celebrates her birthday and their anniversary. He takes her picture with him everywhere and kisses her goodnight. 

Some inspiring things he said;
  • "I was a very rich man. Not with money, but with love"
  • "I never had a single argument with my wife, but we had lots of debates"
  • "People are like candles. At any moment a breeze can blow it out, so enjoy the light while you have it."
  • "Tell your wife that you love her everyday. And be sure to ask her, have I told you that I love you lately?"
Be sure to talk to the elderly. Especially strangers. You may think that you will brighten their day, but you may be surprised that they can actually brighten yours."

Wednesday, June 11, 2014

THOUGHT FOR THE DAY - "LET'S RUN THROUGH THE RAIN!"


John Edward
Saw this on Facebook and thought it has a great message...worth the read and definitely the share!

A little girl had been shopping with her Mom in Wal-Mart. She must have been 6 years old, this beautiful red haired, freckle faced image of innocence.

It was pouring outside. The kind of rain that gushes over the top of rain gutters, so much in a hurry to hit the earth it has no time to flow down the spout.. We all stood there, under the awning, just inside the door of the Wal-Mart.

We waited, some patiently, others irritated because nature messed up their hurried day. 

I am always mesmerized by rainfall.  I got lost in the sound and sight of the heavens washing away the dirt and dust of the world. Memories of running, splashing so carefree as a child came pouring in as a welcome reprieve from the worries of my day. 

Her little voice was so sweet as it broke the hypnotic trance we were all caught in, 'Mom let's run through the rain,' she said. 

'What?' Mom asked. 

'Let's run through the rain!' She repeated. 

'No, honey. We'll wait until it slows down a bit,' Mom replied. 

This young child waited a minute and repeated: 'Mom, let's run through the rain..' 

'We'll get soaked if we do,' Mom said. 

'No, we won't, Mom.  That's not what you said this morning,' the young girl said as she tugged at her Mom's arm. 

'This morning?  When did I say we could run through the rain and not get wet?' 

'Don't you remember?  When you were talking to Daddy about his cancer, you said, '  If God can get us through this, He can get us through anything! ' 

The entire crowd stopped.  We all stood silently.  No one left.  Mom paused and thought for a moment about what she would say.
Now some would laugh it off and scold her for being silly.  Some might even ignore what was said.  But this was a moment of affirmation in a young child's life.  A time when innocent trust can be nurtured so that it will bloom into faith. 

'Honey, you are absolutely right.  Let's run through the rain.  If GOD let's us get wet, well maybe we just need washing,' Mom said.
Then off they ran.  We all stood watching, smiling and laughing as they darted past the cars and yes, through the puddles.  They got soaked. 

They were followed by a few who screamed and laughed like children all the way to their cars.  And yes, I did.  I ran.  I got wet.  I needed washing. 

Circumstances or people can take away your material possessions, they can take away your money, and they can take away your health.  But no one can ever take away your precious memories...So, don't forget to make time and take the opportunities to make memories every day. 

I HOPE YOU STILL TAKE THE TIME TO RUN THROUGH THE RAIN.
If you've read this all and it's touched you... share it.

Saturday, June 7, 2014

THIS IS WHY EVERY CHILD SHOULD HAVE A PET

Dear Readers:

Being that I am a dog parent, this just melted my heart: